About us
A credit desk for households the organised system still calls informal.
Perfect Finance is a professionally managed, RBI-registered non-banking finance company. Perfect Finmart is the brand. The legal entity is Perfect Finsec Pvt. Ltd. (CIN U74899DL1996PTC075818). We write home, vehicle, business and property loans for lower- and middle-income families across urban and semi-urban Delhi NCR — including people whose income never shows up neatly on a Form 16.
What we offer you
- A Perfect Saathi walks the loan with you — doorstep, in person
- Exclusive focus on the low- and middle-income segment
- Total family income considered for eligibility
- Specialised assessment by the borrower’s trade
- Income documents are not a hindrance
- Doorstep service and fast processing
T-24A, 1st Floor, Green Park Extension, Yusuf Sarai, Near Mandir Wali Gali, New Delhi 110016
Start an applicationWe look at the full picture
We use an assessment suited to your trade and consider your family’s income.
Your working day matters
Doorstep assistance aims to reduce branch visits and time away from work. Our team helps you understand the documents needed.
Part of the Perfect family
We begin with a conversation built on respect. From your first enquiry through your loan journey, we work to earn your trust. Hamesha ke saathi.
Regular top-ups, continued support
Eligible existing Home Loan and Loan Against Property customers can explore regular top-ups, subject to assessment and approval.