Loans

Pick the file that matches the house, the shop, or the vehicle.

Amounts, tenure and end-use from the live Perfect Finance product set. Eligibility is always confirmed after a visit — this page is the map, not the sanction.

A place to call your own

Home Loan

Finance to buy, build or extend a home, with income assessment that considers how your family earns — including informal and cash income read in person.

₹1 L – ₹20 L · 1 – 10 years

Put your property to work

Most requested

Loan Against Property

Mortgage finance against eligible residential or commercial property for your business and family’s needs — education, a wedding, medical needs, renovation or a balance transfer.

₹1 L – ₹10 L · 1 – 8 years

The Delhi NCR special

Unique to us

Perfect Plus · GPA & Lal Dora

Banks usually walk away from GPA, family-transfer and Lal Dora properties. Perfect Plus is built for self-occupied homes that sit outside a neat registry — assessed in person.

₹1 L – ₹6 L · 1 – 8 years

Support for your next step

Small Ticket Size Loan

Property-backed finance for self-employed borrowers and business owners — kirana owners who need stock, machinery or working capital, not a 40-page project report.

₹2 L – ₹9 L · 2 – 9 years

Two, four and e-rickshaw

Vehicle Loan

Two-wheeler, four-wheeler and e-rickshaw finance, with personal guidance from our team. New or pre-owned, hypothecated to Perfect Finance.

₹10,000 – ₹10 L · Up to 36 months

For existing customers

Top-up Loan

Eligible existing Home Loan and Loan Against Property customers can explore regular top-ups, subject to assessment and approval.

Based on property & track · Aligned to original