Shaadi, padhai, ghar ki marammat
Loan Against Property in Delhi NCR, UP, Haryana and Rajasthan
Most requestedसंपत्ति के विरुद्ध लोन
Mortgage finance against eligible residential or commercial property for your business and family’s needs — education, a wedding, medical needs, renovation or a balance transfer.
₹1 L – ₹20 L · 1 – 8 years
Top-up
Regular top-ups for existing customers
Eligible existing Home Loan and Loan Against Property customers can explore additional funds against the same property, subject to assessment and approval.
Apply for a top-upAt a glance
- Built-up residential and commercial properties
- Loan amount ₹1 lakh to ₹20 lakh
- Tenure 1 to 8 years
- Salaried and self-employed
Who it’s for
- Age 25+, not more than 65 at maturity
- Bank account required
- Lives in Delhi NCR, Uttar Pradesh, Haryana or Rajasthan
- All owners and income-contributors as co-applicants
- Guarantor as per underwriting
End use
- Purchase, acquisition or renovation of property
- Higher education of children
- Marriage in the family
- Medical expenses
- Travel
- Balance transfer of an existing LAP
- Any other lawful end use
Documents
Formal papers help. If you do not have ITR or salary slips, the on-site team writes a cash-flow report.
- KYC and photographs
- Registered sale deed and chain of title
- Bank statements (6 months)
- On-site income assessment if you do not have ITR / Form 16
A bank file starts with papers. Ours starts with chai. Read the Perfect story since 1996 — reaching the unreached in Delhi NCR, UP (Jewar), Haryana, Rajasthan & Jaipur.
Individual experiences may vary. Approval, pricing, eligibility, documentation and disbursal are subject to applicable policies, verification, terms and conditions.
Questions people ask
- What is a loan against property?
- You keep living in or using the property and raise funds against it. Perfect Finance writes LAP from ₹1 lakh to ₹20 lakh, tenure 1 to 8 years, for education, marriage, medical needs, renovation or a lawful balance transfer.
- Do you give loan against GPA or power of attorney property in Delhi?
- Yes, under Perfect Plus, if the property is self-occupied, in your possession, not already mortgaged, and not on our negative-area list. Family-transfer, Lal Dora and Jaipur Patta are also considered.
- Is loan against property available in Uttar Pradesh, Haryana and Rajasthan as well as Delhi NCR?
- Yes. We lend in Delhi NCR, Uttar Pradesh, Haryana and Rajasthan, including Jaipur. Branches sit in Delhi, Gurugram, Noida, Faridabad and Ghaziabad; a Perfect Saathi visits families across these states — including Jaipur Patta files.
- Will a bank take GPA or Jaipur Patta property as security?
- Most banks will not. Perfect Plus is built for self-occupied GPA, family-transfer, Lal Dora and Jaipur Patta (JDA / municipal) homes, assessed in person.
- Do you take Jaipur Patta properties?
- Yes. Self-occupied Jaipur Patta properties with JDA or municipal allotment papers are considered under Perfect Plus. Call 9899106930 or apply on the Jaipur page. A Perfect Saathi visits.