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How to apply
Four steps from the first conversation to disbursal. A Perfect Saathi walks the file with you — this is not a self-serve portal.
1. Talk to us
Walk into any of the 11 NCR branches, call 9899106930 / 011-47722222, start a WhatsApp chat, or fill the loan application on this website. We take a name, a mobile number, a city and a purpose.
2. We visit
Residence, workplace and property visits are mandatory. Informal income is read from the business and the household, not only from a PDF.
3. A clear answer
Go / no-go within 3 days of login. Financial approval within 5 days. No silent files.
4. Disbursal
We aim for disbursal in five working days with your timely cooperation in providing information and documents, subject to loan approval and completed verification. This is a service target, not a guarantee.