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Small Ticket Loan in Delhi NCR
छोटा व्यापार लोन
Property-backed finance for self-employed borrowers and business owners — kirana owners who need stock, machinery or working capital, not a 40-page project report.
₹2 L – ₹9 L · 2 – 9 years
At a glance
- Exclusive for self-employed / business owners
- Secured against self-occupied residential or commercial property
- Sale deed, Lal Dora, GPA or family transfer
- Business vintage typically 3 years
Who it’s for
- Self-employed borrowers
- Age 25+, not more than 65 at maturity
- Bank account required
- GPA property must be self-occupied
- Property not already mortgaged; client in possession
End use
- Buying new stock
- Working capital
- Buying property for business use
- Renovation of an existing shop
- Machinery
- Balance transfer of an existing business loan
Documents
Formal papers help. If you do not have ITR or salary slips, the on-site team writes a cash-flow report.
- Photographs of applicant and co-applicant
- ITR / P&L for 2 years — or on-site cash-flow report
- 6 months bank statements
- KYC of all applicants
- Business proof / certificate of practice
Individual experiences may vary. Approval, pricing, eligibility, documentation and disbursal are subject to applicable policies, verification, terms and conditions.
Questions people ask
- Is this a personal loan or a mortgage?
- Small Ticket Size Loan is property-backed finance for self-employed borrowers — kirana, trade and working capital — not an unsecured payday loan.